Know your money. Actually know it.
Most apps tell you what you spent. Paylio tells you what it means and where the pattern is going.
See Insights in the DemoTotal Spent — June
₦160,400
Food & Dining
₦67,200
Transport
₦28,400
Bills & Utilities
₦22,800
Shopping
₦19,600
What Insights gives you
Data that leads to decisions.
Auto-categorised from the first transaction
Paylio reads the merchant name and amount and assigns a category immediately. Food, transport, utilities, subscriptions, entertainment. You never touch a settings page.
Weekly summaries sent before you need them
Every Monday you get a clean breakdown of last week: what you spent, what changed versus the week before, and one line on what to watch.
Merchant-level breakdown
Not just "Food" but Bolt Food: ₦18,400 this month. Not just "Entertainment" but DSTV: ₦6,500 every month for three months. Granular enough to actually act on.
Visual trends over time
Bar charts, line graphs, and donut breakdowns that give you a real sense of direction. Are you spending more this month than last? The chart answers it in one glance.
Six categories. Every naira accounted for.
Food & Dining
₦67,200
42%
Transport
₦28,400
18%
Bills & Utilities
₦22,800
14%
Shopping
₦19,600
12%
Entertainment
₦11,200
7%
Other
₦11,200
7%
Open Insights in the demo.
The full charts, categories, and breakdowns are live and interactive.
Open Insights Screen